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Banking India

Accepting deposits for the purpose of lending

Looking at the current scenario within Indian banking, one finds many a slip between cup and lip. After more than two decades of licensing ambitious private banks and five decades of government ownership and control of large banks, more than 100 million households now find themselves left outside of banking services.

This book, based on published data and the author’s 36 years of operational experience working for a commercial bank, the central bank and the government, attempts to find solutions to such problems and a direction for the future of Indian banking.