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The Book

Banking India

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This book, based on published data and the author’s 36 years of operational experience working for a commercial bank, the central bank and the government, attempts to find solutions to such problems and a direction for the future of Indian banking. The author’s unique professional career is complemented by his ability to recall lessons learned while working at various administrative levels and in diverse locations both in India and abroad, which has allowed him to write this one-of-a-kind book.

Divided into three sections, the book explores the legacy of Indian banking, the changes it has undergone and its processes, as well as discussing existing uncertainties, non-existent competition and significant legislation that shapes banking in India today. It also offers an analysis of India’s top ten banks in terms of assets, along with two case studies which provide the insight necessary to design a future model for Indian banking.